Some business owners prefer cash or debit for their day to day purchases; however this is usually based on the assumption that they are saving money, that is for the most part false.
Consider how daily cash transactions are conducted, particularly in the case of small businesses. You take some cash from petty cash, write up a page in the expense report, take a client out to lunch or perhaps go to purchase some materials.
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You end up with a wallet full of change. Perhaps you simply hold on to it for the coffee fund, yet small cash wastage like that can add up very quickly! That’s just a mild example; in some cases employees have been recognized to pocket noticeable amounts of cash.
Inspections are even more dangerous to your company’s assets though, particularly if you use all of them for bill payment purposes via the mail. Often thieves will rob mail, sort out the check and alter them to steal potentially 1000s of dollars. Consider the possible consequences when spending money on small things via check that could just as easily be handled remotely with a secured card.
In the end the very best reason to choose secured business bank cards is that you can save your company money plus headaches in the long run. The secured option in particular (being based on using your very own funds as collateral in a protection deposit) allows the card to function very similarly to a debit account, only with the greater security and simplicity of tracking of other credit cards.